Insurance Brokers are Intermediaries who work on behalf of the clients and not the Insurance Cos. They are like Knowledge Processing Organizations. They Manage the Insurance Portfolio on behalf of their clients and provide them end to end Insurance Based Risk Management Services

Pre sales and after sales service to the clients

Assess the risk of the client and decide the appropriate premium

Recommend risk improvement and loss minimization measures

Collection of premiums

Claims assistance

Yes, you can shift your policies to Ideal Insurance at the time of your policy’s annual renewal. You will continue to enjoy the same or better benefits at lower cost.

Previously the Premium rates and policy terms and conditions were fixed by Tariff Advisory Committee. Tariff stands in the way of brokers giving lower rates, wider choice of product and choice of insurers to their clients. But as of January, 2007 all such pricing controls have been removed and your premiums now depend on the risk that needs to be covered.

In this scenario, brokers become important as they evaluate your risks, take quotations from various insurance companies and negotiate on your behalf to get you the best deal and take complete claims responsibility.

Insurance Brokers can work with all Life and Non-Life Insurance companies operating in the country. That is why it can provide you with the lowest premiums for any policy.

A claim is the payment made by the insurer to the insured or claimant on the occurrence of the event specified in the contract, in return for the premiums paid for the insurance.

A Broker represents the clients and not the Insurance Company like the agent. Client satisfaction is of utmost importance to the Brokers.

No Brokers do not charge any fees to the clients. Our services comes to you at ZERO cost and we also provide you claims assistance

Brokers are bound by IRDA to have technically qualified personnel on their team. In Ideal Insurance, as per IRDA guidelines and our company’s training policy we have well qualified people to cater to all insurance needs of our clients.

Yes timely renewals of our clients insurance policy is our responsibility. For which we provide reminders to all our client’s at least 1 month before their due date by sending them Renewal notice and then again making a reminder call every week. We send our representatives to collect the requisite cheque and also review your cover every year